"Your need for this policy would depend on your exposure to social media and cyber-world, as a end user, I would subscribe to this policy. Though I would go for a basic policy initially. To quantify what amount will be sufficient is difficult. My exposure to social media and internet and dependence on it is proportional to the cover that I should subscribe to. The exclusions are very subjective and have open-ended terms and can have multiple interpretations. More clarity on these could be helpful,”

Akshay Garkel
Partner, Grant Thornton India LLP

This article appeared in Live Mint on 20th February, 2018.