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Enabling next-generation fintechs to build trust, scale with confidence and lead responsibly in a digitally converging financial ecosystem.
Fintech organisations are fundamentally redefining how financial services are designed, delivered and consumed. By combining advanced technology, data-driven insights and customer-centric platforms, fintechs are accelerating inclusion and innovation across payments, digital lending, wealth, insurance and embedded finance.
As the sector enters its next phase of maturity, regulatory and supervisory expectations are intensifying, alongside heightened scrutiny on governance, data protection, cybersecurity, algorithmic accountability and sustainable profitability. At the same time, rapid adoption of AI, cloud-native architectures and open ecosystems is reshaping competitive dynamics. Grant Thornton Bharat partners with fintech leaders to help them navigate complexity, strengthen trust and build resilient, scalable operating models fit for long-term value creation.
Proven expertise supporting fintechs across licensing, authorisation, regulatory engagement and supervisory preparedness, with an informed perspective on evolving policy expectations and regulatory intent.
Integrated capabilities spanning enterprise risk management, governance design, operational resilience, model and algorithm risk, cybersecurity, data privacy and third-party risk—tailored to high-growth, digital-native organisations.
Advanced analytics, AI-driven use cases, cloud and automation capabilities that enable smarter decision-making, stronger controls, operational scalability and improved customer trust.
In-depth understanding of fintech business models, bank and NBFC partnerships, platform strategies, embedded finance and API-led ecosystems across the financial services value chain.
Our survey uncovers how India plans, saves and invests across diverse financial journeys.
We advise fintechs on technology strategy, target architectures, cloud adoption, data governance, advanced analytics and automation to support secure, resilient and sustainable growth.
Focused interventions across payment operators, platforms and ecosystem participants to support scale, innovation and regulatory alignment in high-volume transaction environments.
Advisory and implementation support for fintechs and institutions participating in public digital infrastructure and financial inclusion ecosystems.
Targeted solutions for high-growth segments such as InsurTech, WealthTech, RegTech and PaymentTech, addressing evolving business models and regulatory expectations.
Strategic engagement with scaled and scaling fintechs to address complexity arising from rapid growth, investor expectations and market expansion.
Supporting fintechs in establishing and scaling GCCs as strategic hubs for technology, operations, risk and analytics.
Integrated offerings spanning licensing, risk, technology, tax and transactions to support fintechs across their entire growth journey.
Grant Thornton Bharat combines deep financial services expertise with multidisciplinary consulting capabilities to help fintech organisations address complex regulatory, operational and strategic challenges.
Our teams work closely with founders, executive leadership and boards to:
Through our integrated consulting, risk advisory, tax and transaction services, we help fintechs build credible, trusted and future-ready businesses.
India’s financial sector is entering a new phase of AI governance. With RBI’s FREE-AI framework and SEBI’s responsible AI approach, regulators are shaping a future where innovation meets accountability. This piece explores how policy, technology, and ethics are converging to create a responsible AI ecosystem across banking, capital markets, and insurance.
Indian Alternative Investment Funds (AIFs) have emerged as an attractive investment option for US investors seeking exposure to India's burgeoning economy and diversified asset classes.
As the BFSI (Banking, Financial Services, and Insurance) and Fintech sectors continue to evolve, 2024 is poised to be a transformative year.
Optimising revenue collection through automation
A strategic AI-based platform to identify and onboard offline merchants in underserved Indian markets, boosting digital payment adoption.
Enhancing Draft Red Herring Prospectus & Qualified Institutional Placement with in-depth industry agnostic research
Access RBI’s regulatory guidelines, key safeguards, and our expert services to help you detect, prevent, and respond to fraud attempts via calls and SMS.
Unlock growth with Grant Thornton Bharat's Digital Natives solutions. Customised support for tech-driven companies in healthcare, gaming, and more.
