India’s move to allow 100% FDI in insurance marks a major shift in sector liberalisation. This report explores market potential, growth drivers, deal activity and entry strategies for global insurers.
A leading general insurance company engaged Grant Thornton Bharat to conduct an actuarial pricing review across two key products—one demonstrating unfavourable loss ratios and another positioned as the company’s flagship offering.
Assets and liabilities form the foundation of any organisation’s financial stability. Assets - current, fixed, and intangible - are resources convertible to cash, while liabilities represent obligations owed to others.
The Q3 2025 edition of Grant Thornton Bharat’s Financial Services Dealtracker analyses key deal trends across M&A, PE, IPOs, and QIPs. It explores investor sentiment, fintech-led innovation, and regulatory signals influencing capital flows in banking, NBFCs, insurance, and asset management.
India’s financial sector is entering a new phase of AI governance. With RBI’s FREE-AI framework and SEBI’s responsible AI approach, regulators are shaping a future where innovation meets accountability. This piece explores how policy, technology, and ethics are converging to create a responsible AI ecosystem across banking, capital markets, and insurance.
The Insurance Regulatory and Development Authority of India (IRDAI) introduced a series of regulatory updates between January and June 2025. These developments, while shedding light on the key insurance taxation trends in India, comprise circulars, notifications, and key amendments. This reflects the authority’s ongoing commitment to strengthen compliance, protect policyholder interests, and shape a future-ready insurance ecosystem in India.
Understanding India’s pension system: Retirement trends & readiness
Financial Services Knowledge Series: Environmental, Social and Governance in Insurance
The Insurance Regulatory and Development Authority of India (IRDAI) introduced a range of regulatory updates between April and July 2024. These insurance sector updates, comprising circulars, master circulars, press releases and other regulations, reflect the ongoing efforts to strengthen the regulatory framework governing the sector.
As the BFSI (Banking, Financial Services, and Insurance) and Fintech sectors continue to evolve, 2024 is poised to be a transformative year.
With 43% of retail credit demand coming from 18-30 year age group, lenders need to set new benchmarks to cater to the needs of this cohort.
Stay informed with Grant Thornton Bharat on key insurance regulatory updates, enhancing flexibility, innovation, and customer-centric models in the industry.
This publication is the fifth and last volume in the IFRS 17 knowledge series, focusing on the reinsurance contract.
This document analyses key developments in the insurance sector