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Supporting NBFCs to navigate regulatory complexity, strengthen risk resilience and scale sustainable growth in a rapidly evolving financial ecosystem.
Non-Banking Financial Companies (NBFCs) play a critical role in India’s financial ecosystem by expanding credit access to underserved sectors including MSMEs, infrastructure, rural markets and emerging consumer segments. As the industry evolves, NBFCs are navigating increasing regulatory oversight, tightening funding conditions, digital disruption and heightened expectations around governance and risk management. At the same time, rapid growth in fintech partnerships, digital lending models and data-led decision making is creating new opportunities for innovation and scale.
Grant Thornton Bharat works closely with NBFCs to help them strengthen regulatory compliance, enhance risk and governance frameworks, optimise operations and drive technology-led transformation, enabling organisations to build resilient and future-ready business models.
Deep experience supporting NBFCs in navigating evolving regulatory expectations, strengthening governance frameworks and managing supervisory interactions.
End-to-end advisory across enterprise risk, credit risk, operational resilience, compliance and technology transformation.
Leveraging data analytics, AI-led use cases and digital frameworks to improve risk monitoring, operational efficiency and customer experience.
Strong understanding of NBFC operating models across segments including lending, housing finance, microfinance and specialised credit institutions.
NBFCs operate within an increasingly complex regulatory landscape shaped by evolving guidelines and supervisory expectations. We support organisations in strengthening regulatory compliance frameworks, conducting regulatory health checks, implementing governance structures and preparing for supervisory reviews.
Our experts assist NBFCs in building robust enterprise risk management frameworks, strengthening internal controls, conducting model validation and enhancing governance practices. We help organisations embed risk awareness across business functions and align risk frameworks with regulatory expectations.
We deliver risk-based internal audit services designed to enhance transparency, strengthen internal control mechanisms and identify operational inefficiencies. Our approach enables NBFCs to improve governance oversight while maintaining compliance with regulatory standards.
We support NBFCs in transforming finance functions through improved planning, budgeting and performance management frameworks. Our services focus on cost optimisation, improved financial reporting and stronger enterprise performance management.
NBFCs face increasing exposure to fraud risks due to digital transactions and distributed lending models. We support clients with fraud risk assessments, forensic investigations, fraud analytics and resilience testing to strengthen fraud detection and prevention mechanisms.
We assist NBFCs in implementing digital transformation initiatives including technology platform assessments, transformation management offices, analytics frameworks and automation-led operational improvements.
Grant Thornton Bharat combines deep financial services expertise with multidisciplinary consulting capabilities to help NBFCs address complex regulatory, operational and strategic challenges.
Our teams work closely with leadership teams and boards to:
Through our integrated approach across consulting, risk advisory, tax and transaction services, we help NBFCs build resilient and future-ready organisations.
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