"Your need for this policy would depend on your exposure to social media and cyber-world, as a end user, I would subscribe to this policy. Though I would go for a basic policy initially. To quantify what amount will be sufficient is difficult. My exposure to social media and internet and dependence on it is proportional to the cover that I should subscribe to. The exclusions are very subjective and have open-ended terms and can have multiple interpretations. More clarity on these could be helpful,”
Partner, Grant Thornton India LLP
This article appeared in Live Mint on 20th February, 2018.